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When Is the Best Time to Sell My House for Cash?

If you are going through a legal or financial hardship, you may need to sell your house immediately to get out of your mortgage or pay off debt. However, a traditional home sale may not work for you if you don't have the time to hire a real estate agent and list your house on the market. A better option may be a cash home sale. You can sell your house for cash to a company that buys houses in Wichita, Kansas.

A cash sale allows you to sell your house directly to a home buyer instead of a real estate agent. The buyer assesses your home's market value and makes a cash offer. If you accept the offer, you can close the house sale in as little as seven to 21 days. You have the flexibility you need to unload your property and get out of your mortgage.

When is the best time to sell your house for cash? Let's look at situations where a cash sale makes more sense than a traditional home sale.


Once you file bankruptcy, things move fast. A trustee will be assigned to your case as soon as you file for bankruptcy. The Trustee is responsible for managing your bankruptcy estate. The Trustee does not waste time gathering information about your assets and moving the bankruptcy process forward. The bankruptcy process lasts about three to four months from start to finish.

While it is possible to sell your house in as little as four months, bankruptcy makes it difficult because you may not have the financial means to prepare your house for a sale. You may not have the necessary money for repairs or renovations, realtor commissions, closing costs, or staging. 

A cash home sale allows you to sell your house in as little as a week without incurring selling expenses. You may be able to pay off other debt in addition to your mortgage. You can sell your house fast to avoid bankruptcy altogether.


If you have late mortgage payments that you can't keep up with and the bank is threatening to take your house, you may need a quick solution for getting out of your house. Fortunately, you have a few months to get out of your house before the bank repossesses it. But, you may not have the time or money you need to sell your house on the market. Once the bank decides to take your home, things move quickly. 

Foreclosure is the best time to sell your house for cash because it allows you to escape your situation without going through a financial crisis. The buyer agrees to buy your house as-is, regardless of your situation. You can sell your house fast to avoid foreclosure and save your credit. 


Divorce almost always leads to financial hardship. There are several reasons for this:

  1. Legal fees and processing fees are expensive.
  2. Your household income is cut in half.
  3. It costs money to relocate and start over.

The last thing you need is the stress of trying to sell your house. The best option for selling your house during divorce is to get rid of the property as cheaply and quickly as possible. 

Once you and your ex-spouse agree to sell the house, a cash home sale makes it easy for both parties to move forward with divorce. You can often sell the house before the divorce proceedings are complete. Plus, selling your house is a cost-effective solution that does not burden either party financially. 


For most people, relocating happens suddenly. Someone moves quickly due to a new job, divorce, military transfer, downsizing, foreclosure, or bankruptcy. If you have to relocate fast, you do not have time to sell your house the traditional way. You need to sell your house fast so that you are not paying for two properties at once. 

A cash home sale eliminates many steps in a traditional home sale. You don't have to make home repairs, hire a real estate agent, list the house, stage the house, find a buyer, negotiate the sale, and close the sale. Instead, you meet with a pre-qualified professional home buyer who can buy your house right now. You get a chance to sell your house fast while relocating

Sell My House for Cash in Wichita, Kansas

If you need to sell your house fast in Wichita, Kansas, contact Blue Sky Properties. We buy houses as-is. We can assess your home's property and make an offer. Close your house in as little as seven days. Call 316-202-4249 to get a fast cash offer.